I have used Transferwise for many years. Correct it is for private bank different cards. Still I find it is the less expensive way. Yeasterday I made a tranfer of 110.000 Uah. Cost for transfer including transfer rates is about 2.300 uah total.
Service is fine. Only problem you can have problems sending 2-300.000 in one go.
We have used this service for years, bying appartments, repair etc.